January 2014

There are 3 blog entries for January 2014.

When you want to purchase a home in Vancouver, one of your first steps should be meeting with a local lender and getting pre-approved for a loan.   This step is important for 3 reasons:   1. You'll know what you can spend. Looking at homes you can't purchase not only wastes your time, it's depressing. And, as many home shoppers have learned, once you switch to homes you can afford, none of them will please you.   2. You'll know if you need to restrict your search to Vancouver homes that meet certain loan requirements. Some loans have guidelines regarding the homes that will qualify for their financing.   3. When you have a pre-approval letter in hand, it's more likely that your offer will be accepted, or at least considered over…
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Many Vancouver homeowners are hesitant to sell when the news programs are telling them that higher prices are in the future. The answer to whether or not you should sell while the market is rising comes down to the reason why you want to move.   If you plan to "move up" then it's definitely the time to sell, because the price of that new home will also rise. When you do the math, you'll see that you'll save a lot more than you'll "lose" if you sell and buy now. After all, 10% of $250,000 is far less than 10% of $500,000.   If you're downsizing to a less expensive home, then perhaps it is wise to wait a bit – unless the payments on your current home will use up the dollars you'll gain from waiting.     If you're moving out of the…
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If you're getting read to put your Vancouver home on the market, stop and take a critical look. Is the house the best that it can be, or do you need to do a bit of de-cluttering, deep cleaning, and a few cosmetic repairs?   De-cluttering comes first - because it makes those other chores easier. So go through the closets and cupboards, getting rid of anything you don't either use or love. Now is a great time to make a donation to a local thrift store or homeless shelter, so just take a deep breath and part with that gift sweater you've never worn and the great slacks that no longer fit.   Do the same with the kitchen cupboards and your "toy shelves". If you don't use it or love it, banish it.   Cutting back on furniture can also make your…
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